Our Funding Programs

Funding Solutions Built for Your Business

From flexible credit lines to long-term real estate financing — we have the right solution at the lowest rates, guaranteed.

Flexible Capital, Always Available

Business Line of Credit

Up to $500K

Credit Limit

As Low as 6%

Annual Rate

24 Hours

Approval Time

A business line of credit gives you a revolving pool of capital to draw from whenever your business needs it. Only pay interest on what you use — not the full credit limit.

  • Revolving credit — funds replenish as you repay
  • Only pay interest on what you draw
  • No prepayment penalties
  • Use for any business purpose
  • Fast approval — decisions in hours

Ideal for: Managing cash flow gaps, seasonal inventory, unexpected expenses, and growth opportunities

Apply for Business Line of Credit

Get the Equipment Your Business Needs

Equipment Financing

100%

Financing Available

Up to $5M

Equipment Value

Same Day

Approval Possible

Equipment financing lets you acquire the machinery, vehicles, technology, or tools your business needs without depleting your working capital. The equipment itself serves as collateral.

  • Finance up to 100% of equipment cost
  • Equipment serves as collateral — no additional assets required
  • Fixed monthly payments for easy budgeting
  • Potential tax advantages (Section 179 deduction)
  • New and used equipment eligible

Ideal for: Restaurants, construction, manufacturing, transportation, healthcare, and any business needing equipment

Apply for Equipment Financing

Predictable Payments, Competitive Rates

Term Loans

Up to $2M

Loan Amount

1–10 Years

Repayment Terms

48 Hours

Funding Speed

A business term loan gives you a lump sum of capital upfront with fixed monthly payments over a set repayment period. Perfect for planned investments and major business expenses.

  • Fixed interest rates — no surprises
  • Predictable monthly payments
  • Loan amounts from $25K to $2M
  • Terms from 1 to 10 years
  • No prepayment penalties on most programs

Ideal for: Business expansion, hiring, renovations, large purchases, and refinancing existing debt

Apply for Term Loans

Government-Backed, Best Rates Available

SBA Loans

Up to $5M

Loan Amount

Up to 25 Years

Repayment Term

Prime + 2.75%

Starting Rate

SBA loans are government-backed loans that offer the most favorable terms available to small businesses. Lower rates, longer repayment periods, and lower down payments than conventional loans.

  • Lowest interest rates available to small businesses
  • Longest repayment terms — up to 25 years
  • Lower down payments than conventional loans
  • Government guarantee reduces lender risk
  • Available for startups and established businesses

Ideal for: Long-term investments, real estate, business acquisition, and major expansion projects

Apply for SBA Loans

Own Your Space, Build Your Equity

Commercial Real Estate

Up to $10M

Loan Amount

Up to 30 Years

Amortization

75–80%

LTV Available

Finance or refinance commercial property with competitive long-term rates. Whether you're purchasing your first commercial space or expanding your portfolio, we have the right solution.

  • Purchase, refinance, or cash-out refinance
  • Competitive long-term fixed and variable rates
  • Up to 80% loan-to-value
  • Office, retail, industrial, mixed-use eligible
  • Build equity instead of paying rent

Ideal for: Purchasing office space, retail locations, warehouses, industrial facilities, and investment properties

Apply for Commercial Real Estate

Unlock Cash From Your Existing Equipment

Cashback Equipment Refinancing

Up to 100%

Equipment Value

Cash Back

On Refinance

48 Hours

Funding Speed

Already own equipment? Refinance it to lower your monthly payments and get cash back to reinvest in your business. Turn your existing assets into working capital.

  • Refinance equipment you already own
  • Get cash back to use for any business purpose
  • Lower your existing monthly payments
  • Keep using your equipment while you refinance
  • Fast funding — as little as 48 hours

Ideal for: Businesses with valuable equipment looking to free up working capital without selling assets

Apply for Cashback Equipment Refinancing

Not Sure Which Product Is Right for You?

Our funding advisors will help you find the best solution for your business — at no cost and no obligation.