Small Business Financing
Fast Business Funding. Lowest Rates Guaranteed.
Union Commercial Capital partners with small businesses across America to deliver fast, flexible funding — with the lowest rates in the industry, guaranteed.
24–48 Hours
Funding Speed
$500M+
Funded to Date
No Hard Pull
Credit Check
A+ Rated
BBB Accredited
Our Programs
Funding Solutions Built for Your Business
From flexible credit lines to equipment financing, we have the right solution for every stage of your business.
Up to $500K
Credit Limit
Business Line of Credit
Access funds whenever you need them — only pay interest on what you use.
Learn More100% Financing
Available
Equipment Financing
Finance the equipment your business needs to grow, with fast approvals.
Learn MoreUp to $2M
Loan Amount
Term Loans
Predictable monthly payments with competitive fixed rates for any business need.
Learn MoreCommercial Real Estate
Finance or refinance commercial property with competitive long-term rates.
Learn MoreCashback Equipment Refi
Refinance existing equipment and get cash back to reinvest in your business.
Learn MoreHow It Works
Get Funded in 3 Simple Steps
Our streamlined process gets you from application to funded in as little as 24 hours.
Apply Now
Apply online today in minutes with no impact on your credit score. Our simple application takes less than 5 minutes to complete.
Receive a Decision in a Few Hours
Our team will review your application and customize your approval to best suit your business needs and goals.
Get Funding
Receive funds directly in your bank account within 24 to 48 hours of approval. That's it — you're funded.
No hard credit pull. Takes less than 5 minutes.
Our Promise
Lowest Rates Guaranteed
We'll beat any competitor's offer — or we'll pay you $500.
Why Thousands of Businesses Choose Us
Fast Approvals
Decisions in hours, not weeks. We respect your time and your business.
Lowest Rates Guaranteed
We guarantee the lowest rates in the market. Show us a better offer and we'll beat it.
Dedicated Advisors
A real person guides you through every step — from application to funding.
Flexible Terms
Customized repayment schedules designed around your cash flow and business cycle.
Get Started Today
Ready to Grow Your Business?
No hard credit pull. Decision in hours. Funds in 24–48 hours.
Success Stories
Real Businesses. Real Results.
"Union Commercial Capital got us funded in under 48 hours. We used the money to expand our kitchen and our revenue doubled within 6 months. Incredible team."
Maria Gonzalez
La Cocina Restaurant
Restaurant Owner
$150,000
Funded
"I needed equipment fast to land a major contract. They approved my equipment financing the same day I applied. Best decision I ever made for my business."
James Whitfield
Whitfield Construction
Contractor
$280,000
Funded
"The line of credit gave us the flexibility to buy inventory when we needed it. The rates were lower than my bank offered and the process was so much easier."
Sandra Park
Park & Co. Boutique
Retail Shop Owner
$75,000
Funded
Your Business Deserves Better Funding
Join thousands of businesses that trust Union Commercial Capital for fast, affordable financing.